The Social Security Administration's 1997 Old-Age and Survivors Insurance and Disability Insurance (OASDI) Trustees Report provides data and projections about the state of the Social Security Trust Fund.

The Social Security system currently collects more in taxes than benefits paid out, with the excess held in the Trust Fund. But this is expected to change in 2014 when the baby boomers and increased longevity of retirees is likely to result in benefits exceeding taxes collected. By 2031, the Trust Fund is expected to be exhausted. Suggestions for reforming Social Security include minor changes to the eligibility requirement or tax rates, allowing part of Social Security contributions to be invested freely, and totally privatizing Social Security.