The Census Bureau has released Who Can Buy a House in 1993? which examines "the ability of the 40 million renters in the United States in 1993 to purchase a modestly priced home."

The Department of Housing and Urban Development (HUD) "has released a study showing that the number of subprime home loans is skyrocketing in predominantly black neighborhoods and low-income neighborhoods." Statistics presented here indicate that lenders may be engaged in "predatory lending," charging much higher interest rates to minorities and the poor than to whites and the middle class. Among...