Whether you're thinking about if you're ready to buy a home, are in the process of buying a home, or are considering refinancing your current home, there's information for you on Fannie Mae's newest website. Fannie Mae is America's largest source of home mortgage funds. The Fannie Mae main page provides information on this lending agency, as well as homes offered for sale.

Enacted by Congress in 1975, the Home Mortgage Disclosure Act (HMDA) requires US banks, savings associations, credit unions, and other mortgage lending institutions to disclose their home mortgage and home improvement lending activity annually. Access to HMDA data with loan amounts by metropolitan area as well as the demographic make-up of applicants, is available at this Federal Financial...

Whether you're thinking about if you're ready to buy a home, are in the process of buying a home, or are considering refinancing your current home, there's information for you on Fannie Mae's newest website. Fannie Mae is America's largest source of home mortgage funds, and has designed HomePath to be "your on-line path to a home of your own." There are three different paths through the...

A new study conducted by the Urban Institute for the Department of Housing and Urban Development reports that there continues to be discrimination against mortgage candidates on the basis of race and ethnic background. The study examines all aspects of the lending process from the way pre-application inquiries were handled to the higher interest rates quoted minority candidates to denial rates...

RateNet was jointly developed by DataTrac, PR Newswire (discussed in the February 7, 1997 Scout Report) and IDC Financial Publishing. RateNet connects consumers to financial institutions on the Internet by providing a ranking service for the banking industry. Users may examine the current and historic interest rates of over 11,000 financial institutions from 175 markets across America. There are...

Released in March 2002, this report by the Housing and Urban Development (HUD) explores the subprime mortgage market by examining its lending practices and the role of Government Sponsored Enterprises (GSEs) Fannie Mae and Freddie Mac. The report describes potential effects of a larger GSE role in the subprime market and explores the impact of "risk-based pricing and automated underwriting...