The Federal Deposit Insurance Corporation Division of Research and Statistics has released History of the Eighties--Lessons for the Future. The report is divided into three parts: overview and national issues, sectoral and regional crises, and analysis of supervisory tools. This research report aims to analyze "the complex combination of causes (economic, financial, legislative and regulatory)...
Enacted by Congress in 1975, the Home Mortgage Disclosure Act (HMDA) requires US banks, savings associations, credit unions, and other mortgage lending institutions to disclose their home mortgage and home improvement lending activity annually. Access to HMDA data with loan amounts by metropolitan area as well as the demographic make-up of applicants, is available at this Federal Financial...