A disclosure study of its effectiveness in the multifamily housing market, the Department of Housing and Urban Development's report "Study of Multifamily Underwriting and the GSE's Role in the Multifamily Market" is intended to establish whether Fannie Mae and Freddie Mac are meeting their federally-mandated obligations to extend housing opportunities to low income families. Thus, the study, 184 pages in all, presents a wealth of information regarding both this demographic and government-sponsored enterprises' (GSE's) attention to it. In particular loan availability is considered as a significant indicator of service to target clients, though other factors are considered as well, including whether GSE's, while helping some, are adversely impacting other potential home buyers through their assistance programs.
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