As more policy analysts and academics express concerns about the faltering economy, a number of think tanks and like-minded organizations are offering up research reports on how these changes are affecting various segments of American society. This recent 24-page report released in February 2008 looks at the economic problems faced by African-Americans and Latinos. The report was created by the Demos organization and researchers at Brandeis University, and it finds that one in four African-American and fewer than one in five Latino middle-class families in America are financially secure. The team of researchers came to this finding by measuring the financial security of the middle class by looking at five core economic factors, including housing costs, budget, and health care. Along with describing this situation, the report also offers some significant policy recommendations, which include expanding access to higher education and helping to stop discriminatory lending practices.
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